The Impact of a Thoughtful Financial Plan

Big financial decisions don’t have to be stressful. Whether you're planning for a milestone or simply want your money working harder for you, having a thoughtful financial plan can bring peace of mind.

A recent study from the Canadian Credit Union Association (CCUA) highlights how financial planning impacts overall well-being. Credit union members are more likely to rate their finances positively, and those who work with a dedicated advisor are twice as confident in their financial future. Members also tend to have more emergency savings compared to those who bank elsewhere​.

At Kindred Credit Union, we take the time to understand your financial goals and provide personalized solutions that fit your life. Whether you're just getting started or refining a long-term strategy, our Wealth and Investment Team (in partnership with Aviso Wealth) offers a range of solutions to support your journey:

• Registered Savings Plans – Make the most of your savings with options like RRSPs and TFSAs.
• Mutual Funds (through Aviso Wealth) – Diversify your investments while aligning with your risk tolerance and values.
• Guaranteed Investment Certificates (GICs) – Lock in steady, secure returns to protect and grow your wealth.
• Market-Linked GICs – Take advantage of the security of a GIC with the potential to earn higher returns based on the performance of a diversified basket of stocks.
• Socially Responsible Investments (SRI) – Ensure your money is working for a better world while supporting your financial future.

When you feel confident in your plan, you can focus on what matters most—today and tomorrow. Meet with a member of Kindred’s Wealth and Investment Team today to explore your options and take the next step toward a well-planned financial future. We’re here to help!

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.