Fraud doesn’t discriminate; it can happen to anyone. Just because you’re comfortable using the internet or think you are technology-savvy doesn’t mean you’re safe! Scammers tailor their tactics to match our habits and the technology we use, targeting specific social media platforms or tools to exploit vulnerabilities.
If you spend a lot of time online, you might encounter scams targeting gaming accounts, digital wallets, or social media profiles. For example, phishing links promising free game credits or messages from someone pretending to be a friend in need are common tactics.
What’s the key to staying safe? Protecting yourself requires staying vigilant and using these tools:
- Use strong, unique passwords for each account and store them in a password manager.
- Enable two-step verification for added security. This feature requires you to verify your identity with something you know (like a password) and something you have (like a code texted to your cell phone or an authentication app) to access your account.
- Be skeptical of links or messages claiming you’ve won something or need to verify an account, especially if that message is unexpected.
Scammers also take advantage of trust in other ways, like phone scams and fake tech support calls. Imagine someone calling, claiming to be from a trusted company, and asking for remote access to your computer. Or, someone calling pretending to be a family member like a grandchild hurt and desperately in need of help right that moment in a grandparent scam. artificial intelligence can make these sound very convincing. These scams prey on trust and unfamiliarity with certain technologies. A good rule of thumb: if you didn’t ask for help, don’t accept it.
Remember!
- Never provide sensitive information over the phone unless you initiated the call.
- Verify unexpected tech support requests by contacting the company directly.
- Use auto-deposit for e-transfers to avoid fake “deposit” notifications.
Thankfully, there are tools to make staying safe a little easier, like auto-depost. Auto-deposit ensures your e-transfers go straight to your account without the risk of phishing. And don’t forget about two-factor authentication—it’s a simple and effective way to keep your accounts secure!
No matter your age, protecting yourself from fraud starts with staying informed and using the right tools. Share these tips with your loved ones and remind them that it’s okay to ask questions or double-check something that doesn’t feel right.
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